The federal government has provided billions of dollars to communities recovering from disasters like floods, hurricanes, and wildfires. But federal disaster recovery programs are spread across more than 30 agencies, making it difficult for communities to figure out who to turn to for help. The U.S. Government Accountability Office (GAO) also identified 11 options—including the strengths and limitations of each—that could improve the federal approach to disaster recovery. Congress should consider establishing an independent commission that could recommend reforms.